Pay at your own pace with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

How affirm works

Buying with affirm is simple.

1. Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2. Complete your purchase

Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.

3. Pay over time

Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.

Say yes with confidence


When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You'll never pay a hidden fee - or any fee, for that matter.

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never go up.

Flexible

You choose the payment schedule that works for you.

Fair

Affirm tells you up front the total amount you’ll pay. That number will never go up.

Rates from 0%-36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses.

FAQS

Can I pay off my purchase early?
How do I make my payments?
Can I return an item I bought with Affirm?
Does checking my eligibility affect my credit score?
Do I need a mobile number to use Affirm?
Where can I learn more about Affirm?