When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Complete your purchase
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You'll never pay a hidden fee - or any fee, for that matter.
Transparent
Affirm tells you up front the total amount you’ll pay. That number will never go up.
Flexible
You choose the payment schedule that works for you.
Fair
Affirm tells you up front the total amount you’ll pay. That number will never go up.
Rates from 0%-36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses.
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for
iOS or Android. Affirm will send you email and text reminders before
payments are due.
Yes—you can return an item you bought with Affirm by initiating the return
process with the store.
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.
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